General Terms of Use

The rules and responsibilities governing access to and use of the financial advisory services offered by StabilitéFinancière.

1. Purpose and Acceptance

These General Terms of Use (GTU) are intended to define the terms and conditions for using the financial advisory and information services offered by StabilitéFinancière via the website aseraldisprotez.com.

Accessing and using the site and its services implies the user's unreserved acceptance of these GTU. In case of disagreement, the user is requested not to use the service.

2. Nature of Services

StabilitéFinancière provides information, guides, and general advice on personal finance management and basic investment principles in France. This content is for informational and educational purposes only.

  • The information does not constitute personalized financial advice, an investment recommendation, or an incentive to buy/sell financial assets.
  • The services do not replace consultation with a licensed financial advisor, wealth manager, or accountant.
  • The user remains solely responsible for their financial decisions and for verifying the suitability of any action with their personal situation.

2.1 Scope Limitation

The information presented does not take into account the specific objectives, financial situation, or particular needs of each individual. Past performance is not indicative of future results.

3. Responsibilities and Obligations

3.1 Responsibilities of StabilitéFinancière

StabilitéFinancière is committed to providing information developed with professionalism and reasonable diligence. However, it cannot guarantee the completeness, permanent accuracy, or absence of errors in the content.

3.2 User Obligations

The user agrees to:

  • Use the services in a fair manner and in accordance with their informative purpose.
  • Not use the information for illegal or fraudulent purposes.
  • Acknowledge that the implementation of the concepts presented is at their own initiative and under their exclusive responsibility.

4. Limitation of Liability

To the fullest extent permitted by law, StabilitéFinancière disclaims any liability for:

  • Any financial loss, indirect damage, or consequence arising from the use or inability to use the information on the site.
  • Investment decisions or actions taken by the user based on the content viewed.
  • Misinterpretation or misapplication of the financial concepts explained.

Under no circumstances shall the liability of StabilitéFinancière exceed the amount paid by the user to access the relevant service, if applicable.

5. Intellectual Property

All content on the site (texts, graphics, logos, layout) is the exclusive property of StabilitéFinancière or its licensors and is protected by intellectual property laws. Any unauthorized reproduction or use is prohibited.

6. Modification and Termination

StabilitéFinancière reserves the right to modify these GTU at any time. Users will be informed of substantial changes. Continued use of the service constitutes acceptance of the new terms.

StabilitéFinancière may suspend or terminate a user's access in case of violation of the GTU, without prejudice to other possible remedies.

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